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Money Earning Apps: Which Ones Are Worth Your Time and Effort?



Money Earning Apps: How to Make Extra Cash with Your Smartphone




Do you want to make some extra money without leaving your home or taking up too much of your time? If you have a smartphone, you can use it to earn cash by downloading and using some of the best money earning apps of 2023.


Money earning apps are apps that pay you real money for completing simple tasks, such as shopping online, taking surveys, watching videos, playing games, and more. They are a great way to supplement your income, save for a goal, or just have some fun.




money earning apps




However, not all money earning apps are created equal. Some may offer higher payouts, better rewards, or more flexibility than others. Some may also be scams or have hidden fees that can eat into your earnings.


That's why we have done the research for you and compiled this list of the best money earning apps of 2023. We have considered factors such as earning potential, payment speed, app ratings, user reviews, and security. We have also included the pros and cons of each app, as well as tips on how to use them effectively.


So, without further ado, let's dive into the best money earning apps of 2023 and see how you can make extra cash with your smartphone.


The Best Money Earning Apps of 2023




Rakuten: Best for getting cash back on online purchases




If you shop online frequently, you should definitely check out Rakuten. Rakuten is one of the most popular and trusted cash back apps that pays you to shop at over 2,500 online stores, including Amazon, Walmart, Target, eBay, Macy's, and more.


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How it works




To use Rakuten, you need to sign up for a free account and download the app on your smartphone. You can also install the Rakuten browser extension on your computer or laptop.


Whenever you want to shop online, you can either open the app and browse through the available offers or visit the store's website directly through the browser extension. You will see how much cash back you can earn from each purchase.


Once you complete your purchase, Rakuten will track your order and credit your account with the cash back amount. You can also earn extra cash by referring your friends to Rakuten or by using their special deals and coupons.


How much you can earn




The amount of cash back you can earn from Rakuten varies depending on the store and the offer. Some stores may offer up to 40% cash back, while others may offer only 1% or 2%. The average cash back rate is around 5%.


Rakuten pays out your cash back every three months via PayPal or check. You need to have at least $5 in your account to receive payment.


Pros and cons




  • Pros:



  • Easy to use and free to join



  • Wide range of online stores and offers



  • No No minimum purchase required



  • Reliable and secure payment system



  • $10 welcome bonus for new users



  • Cons:



  • Payment frequency is quarterly



  • Some stores may have exclusions or limitations



  • Some cash back offers may expire or change



Ibotta: Best for getting cash back on in-store purchases




If you prefer to shop in physical stores, you should try Ibotta. Ibotta is another popular and trusted cash back app that pays you to shop at over 1,500 retailers, including grocery stores, pharmacies, restaurants, and more.


How it works




To use Ibotta, you need to sign up for a free account and download the app on your smartphone. You can also link your loyalty cards from participating stores to the app.


Before you go shopping, you need to browse through the app and find the offers that match your shopping list. You can also use the app's barcode scanner to check if a product qualifies for cash back.


After you complete your purchase, you need to scan your receipt and upload it to the app. Ibotta will verify your purchase and credit your account with the cash back amount. You can also earn extra cash by completing bonus tasks, such as buying certain products or redeeming multiple offers.


How much you can earn




The amount of cash back you can earn from Ibotta varies depending on the store and the offer. Some offers may give you a fixed amount of cash back, such as $0.25 or $1, while others may give you a percentage of your purchase, such as 5% or 10%. The average cash back rate is around 3%.


Ibotta pays out your cash back via PayPal, Venmo, or gift cards. You need to have at least $20 in your account to request payment.


Pros and cons




  • Pros:



  • Easy to use and free to join



  • Wide range of in-store retailers and offers



  • No need to print coupons or scan barcodes



  • Fast and flexible payment options



  • $20 welcome bonus for new users



  • Cons:



  • Need to scan receipts and upload them manually



  • Some offers may have limited availability or expiration dates



  • Some stores may require loyalty cards or online purchases



Survey Junkie: Best for making money through surveys




If you enjoy sharing your opinions and feedback, you should consider Survey Junkie. Survey Junkie is one of the most reputable and popular survey apps that pays you to complete online surveys on various topics, such as products, services, brands, and more.


How it works




To use Survey Junkie, you need to sign up for a free account and download the app on your smartphone. You can also access the surveys through the website on your computer or laptop.


Once you create your profile, you will be matched with surveys that suit your interests and demographics. You can also browse through the available surveys and choose the ones that appeal to you.


Each survey will show you how long it will take to complete and how much you will earn from it. The surveys are usually short and easy to answer, ranging from 5 to 20 minutes.


After you complete a survey, you will earn points that you can redeem for cash or gift cards. You can also earn extra points by completing your profile, verifying your email, and referring your friends to Survey Junkie.


How much you can earn




The amount of points you can earn from Survey Junkie varies depending on the length and complexity of the survey. One point is equivalent to one cent, so 100 points equal $1. The average payout per survey is around 50 to 200 points.


Survey Junkie pays out your points via PayPal or e-gift cards. You need to have at least 1,000 points ($10) in your account to request payment.


Pros and cons




  • Pros:



  • Easy to use and free to join



  • Wide range of surveys and topics



  • No No minimum payout threshold



  • Fast and reliable payment options



  • High-quality and relevant surveys



  • Cons:



  • Survey availability may vary depending on your location and profile



  • Some surveys may disqualify you after answering some questions



  • Some surveys may have low payouts or high competition



Swagbucks: Best for earning cash through a variety of ways




If you want to have more options and flexibility in earning cash, you should try Swagbucks. Swagbucks is one of the most versatile and popular money earning apps that pays you to do a variety of online activities, such as watching videos, playing games, searching the web, shopping online, and more.


How it works




To use Swagbucks, you need to sign up for a free account and download the app on your smartphone. You can also access the platform through the website on your computer or laptop.


Once you log in, you will see a dashboard with different categories and offers. You can choose the ones that interest you and complete them to earn points. You can also earn points by completing daily goals, entering sweepstakes, and referring your friends to Swagbucks.


Each activity will show you how many points you can earn from it. The points are called Swagbucks (SB) and one SB is equivalent to one cent.


After you earn enough points, you can redeem them for cash or gift cards from hundreds of retailers, such as Amazon, Walmart, Starbucks, and more.


How much you can earn




The amount of points you can earn from Swagbucks varies depending on the activity and the offer. Some activities may pay you a few SBs, while others may pay you hundreds or thousands of SBs. The average payout per activity is around 10 to 100 SBs.


Swagbucks pays out your points via PayPal or e-gift cards. You need to have at least 300 SBs ($3) in your account to request payment.


Pros and cons




  • Pros:



  • Easy to use and free to join



  • Wide range of activities and offers



  • No No experience or skills required



  • Fast and convenient payment options



  • $10 welcome bonus for new users



  • Cons:



  • Some activities may have low payouts or high time investment



  • Some offers may have restrictions or requirements



  • Some points may take longer to credit or expire



Conclusion




Money earning apps are a great way to make extra cash with your smartphone. They are easy to use, free to join, and offer a variety of ways to earn money. Whether you want to shop online, take surveys, watch videos, or play games, there is an app for you.


However, not all money earning apps are the same. Some may pay you more, faster, or better than others. Some may also be scams or have hidden fees that can reduce your earnings.


That's why we have reviewed the best money earning apps of 2023 and provided you with the pros and cons of each one. We hope that this article has helped you find the best money earning apps for your needs and preferences.


Now, it's time to take action and start making money with your smartphone. Download one or more of these apps today and see how much you can earn. You may be surprised by how much extra cash you can make with just a few clicks or taps.


Frequently Asked Questions




  • Q: How can I maximize my earnings with money earning apps?



  • A: To maximize your earnings with money earning apps, you should follow these tips:



  • Use multiple apps to diversify your income sources and opportunities



  • Check the app regularly for new offers and updates



  • Complete the highest-paying or easiest tasks first



  • Refer your friends and family to earn referral bonuses



  • Use coupons, promo codes, or special deals to increase your cash back or rewards



  • Q: How can I avoid scams and stay safe when using money earning apps?



  • A: To avoid scams and stay safe when using money earning apps, you should follow these tips:



  • Do your research before downloading or signing up for an app. Read the app's description, ratings, reviews, and privacy policy.



  • Avoid apps that ask for too much personal information, such as your bank account, credit card, or social security number.



  • Avoid apps that promise unrealistic payouts, such as $100 per hour or $10 per survey.



  • Avoid apps that charge fees, such as registration fees, membership fees, or withdrawal fees.



  • Avoid apps that spam you with ads, pop-ups, or emails.



  • Q: How can I get paid faster with money earning apps?



  • A: To get paid faster with money earning apps, you should follow these tips:



  • Choose apps that have low minimum payout thresholds, such as $5 or $10.



  • Choose apps that have fast payment options, such as PayPal, Venmo, or e-gift cards.



  • Choose apps that have frequent payment cycles, such as weekly, biweekly, or monthly.



  • Complete your tasks and submit your receipts or surveys as soon as possible.



  • Verify your account and payment details to avoid delays or errors.



  • Q: How can I find more money earning apps?



  • A: To find more money earning apps, you can use these sources:



  • Search engines, such as Google or Bing. You can use keywords like "best money earning apps", "money earning apps for Android/iOS", or "money earning apps for 2023".



  • App stores, such as Google Play or Apple Store. You can browse through the categories like "Finance", "Lifestyle", or "Entertainment". You can also check the ratings, reviews, and rankings of the apps.



  • Blogs, websites, or forums that review or recommend money earning apps. You can read the articles, comments, or testimonials of other users and experts.



  • Social media platforms, such as Facebook, Twitter, or Instagram. You can follow the pages, groups, or hashtags of money earning apps or related topics. You can also ask for suggestions or feedback from your friends or followers.



  • Q: How can I make money with my smartphone without using apps?



  • A: To make money with your smartphone without using apps, you can try these methods:



  • Sell your photos or videos online. You can use platforms like Shutterstock, Foap, or EyeEm to upload and sell your original photos or videos to buyers around the world.



  • Teach online. You can use platforms like Udemy, Skillshare, or Teachable to create and sell your own online courses on topics that you are knowledgeable or passionate about.



  • Test websites or apps. You can use platforms like UserTesting, TryMyUI, or Userlytics to test and provide feedback on various websites or apps for developers and companies.



  • Transcribe audio or video files. You can use platforms like TranscribeMe, Rev, or GoTranscript to transcribe audio or video files into text for clients who need captions, subtitles, or transcripts.



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